SELLER OFFERING $20,000 CREDIT AT CLOSING WITH ACCEPTED OFFER. Rare WATERFRONT living in Harbor Hills for under a million! Enjoy the peaceful landscape and serene water views from this beautiful 3 bed/2 bath remodeled home. Ideally located on a small cul-de-sac, only 5 minutes to the beach, close to nature parks, golf courses, marinas, great restaurants and shopping. You're welcomed into your light and bright two-story foyer, with large picture windows. Take in WATER VIEWS from your modern kitchen with granite countertops and newer appliances. Relax and enjoy dinners with windows surrounding the dining room, plus a dry bar and wine refrigerator. Your living room is designed for cozy evenings reading a book or watching a movie, with a fireplace, built-ins, and sliding doors to the screened-in lanai. Two bedrooms are on the first floor sharing a remodeled full bath. Upstairs, the large LOFT with skylights is perfect for a second family room, game room or home office. Open the double-doors from your LUXURIOUS primary suite onto your balcony overlooking the water. The primary bath is nothing less than impressive with an oversized shower with multiple shower heads, spa-like soaking tub, double vanity and water closet. Your backyard is truly a PEACEFUL PARADISE with beautiful mature trees. Dock suitable for 20-30 foot boats with quick boating access to the INTRACOASTAL Gulf waters. Sit out on your dock for a peaceful morning coffee, here you'll enjoy minimal boat traffic, while watching dolphins and manatees swim by. An additional floating dock conveys. Other features of the home include a two car garage, with bathroom off the garage, newer windows with crank hurricane shutters, two new mini-split AC units upstairs for additional cooling. SHORT TERM rentals allowed. TRANSFERABLE flood insurance policy of $2,700/year. This home has it all for living the great Florida life!